If you or your loved one are considering senior living and also happen to be a wartime Veteran or the surviving spouse of a Veteran, you may be qualified for a non-service-connected benefit to help you pay for it. Although relatively unknown, the Veterans Aid and Attendance benefit can dramatically expand your budget. Here’s how this VA benefit for senior living can help.
The Veterans Aid and Attendance benefit was established in the 1950s to help wartime Veterans or their surviving spouse pay for care in types of senior living that include assisted living or skilled nursing care as well as home health care or adult day care by providing monthly payments in addition to their monthly VA pension.
The VA benefit for senior living starts with the Basic Pension and, depending on the medical need, gives you a rating that may add money to your VA pension. But you must meet specific criteria that include:1. Military service – Served on Active Duty at least one day during a Period of War, at least 90 days in total, and you were other than dishonorably discharged. Or, your spouse at the time of their death met this criterion.
For Veterans or their surviving spouse who are eligible for Veterans Aid and Attendance, the maximum monthly benefit in 2023 is as follows:
By giving you or your loved one increased buying power, the VA benefit for senior living helps your budget in two ways:
Send a completed VA form to the Pension Management Center (PMC) that serves your state to apply for the Aid and Attendance benefit. Find your PMC here. You may also apply in person at a VA office near you.
Remember that it can take six months or more for your VA benefit for senior living to be approved, so it’s better to plan ahead than wait until the need is urgent. However, the VA does it retroactively from the date of the application once it’s approved.
Download our free guide, Should You Stay or Should You Go: How to Decide Between Home and Senior Living to learn more! Contact us to schedule a tour today.