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About: All American

Tips for Funding Senior Living Expenses

If you or a loved one is considering long-term care and you’d like to take advantage of the benefits of those services in senior living, you may be wondering how to budget for them. While every family’s circumstances are different, there are three general steps you should follow to help in funding senior living. 

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Understanding the Cost of Long-Term Care

Long-term care services help seniors live as independently and safely as possible when they can no longer perform everyday activities on their own and include medical and non-medical care. In fact, according to the Administration on Aging, a person turning 65 today has almost a 70 percent chance of needing long-term care in their lifetime, and the average duration of care is three years. Long-term care is typically provided at home or in a...

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What You Should Know About Insurance for Senior Living to Help Offset the Cost

If you or a loved one are interested in senior living but worry about the cost, you're not alone! In fact, it's one of the most common hesitations we hear from families. And one of the most common questions we hear is, "Is there insurance for senior living?" In some respect, yes. There are two options that can help with the cost of senior living: long-term care insurance and life insurance conversion. Here's what you should know about each of...

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VA Benefit for Senior Living: How Aid and Attendance Can Help Expand Your Budget

If you or your loved one are considering senior living and also happen to be a wartime Veteran or the surviving spouse of a Veteran, you may be qualified for a non-service-connected benefit to help you pay for it. Although relatively unknown, the Veterans Aid and Attendance benefit can dramatically expand your budget. Here’s how this VA benefit for senior living can help.

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Sources for Funding Senior Care and Housing

Cost can be one of the biggest concerns for families when considering senior living. However, it may be more affordable than you think! Many don’t realize that there are a number of options to help you stretch your budget. Here are some of the most common sources for funding senior care that may be available to you. 

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Planning for a Successful Move to Senior Living

You’ve successfully picked a senior living community and are ready to enjoy the tremendous benefits the lifestyle offers. There’s just one thing left to do: plan a successful move to senior living! While many to-dos are involved in the process, don’t panic. We can help with tips on how to prepare, what to bring, and what will make moving day easier.  

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Comparing the Cost of Assisted Living with Care at Home

Most people assume that the cost of assisted living would be more than the cost of care at home. In fact, that’s often one of the most common reasons why a person wouldn’t consider looking into assisted living further. But the truth is that there are times when the cost of assisted living can be cheaper than care at home. It depends on you or your loved one’s individual circumstances, so it’s always best to consider the cost of each fully....

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What to Look for When Touring an Assisted Living Community

You’ve decided to make the move to assisted living, but how do you choose the right community? Depending on the number of assisted living communities in your area, this decision can seem just about as daunting as whether or not to move at all. We can help you make the process easier with tips on what to look for and what to ask when touring an assisted living community. 

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Assisted Living – Is It the Right Choice for You?

"How do I know when it’s time?” That’s one of the most asked questions from seniors considering assisted living. It’s also one of the most difficult to answer. Often, you have a gut feeling that it’s time. On the other hand, you may be waiting for a “this is it” moment that gives you clarity on what your next step should be.  

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How Assisted Living Improves Quality of Life

Assisted living is often seen as a place that’s only for seniors who can’t care for themselves. After all, “assisted” is in the actual name, right? But, as the saying goes, you shouldn’t judge a book by its cover because assistance is only a small part of the assisted living story. The reality is that assisted living isn’t where you go to give up your independence, it’s actually where you can find the support and the opportunities to gain it...

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